Timing is Everything! … Existential thoughts, and why I think we get into debt so easily

You read that right – just TWO topics today! Why I think we get into debt really easily, and why I think timing is everything! The latter topic contains some existential thoughts on the matter, because yeah, THAT was a good idea – SMH.  I mean, my channel is an ode to Seinfeld – a vlog about nothing!

-John